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updated February 7, 2006

Conforming Mortgages


Interest Rate Points Good Faith Estimate A.P.R.*
30 Yr Fixed 5.875% 0 Estimate 5.963%
15 Yr Fixed 5.625% 0 Estimate 5.858%
1 Yr ARM 5.250% 0 Estimate 6.403%
3 Yr ARM 5.250% 0 Estimate 5.660%
5 Yr ARM 5.500% 0 Estimate 5.783%
7 Yr ARM 5.750% 0 Estimate 5.749%
10 Yr ARM 5.875% 0 Estimate 5.913%

Interest Only Mortgages      program guidelines


Interest Rate Points Good Faith Estimate A.P.R.*
3 Yr ARM 5.375% 0 Estimate 5.722%
5 Yr ARM 5.625% 0 Estimate 5.520%

7 Yr ARM

5.750% 0 Estimate 5.549%

10 Yr ARM

5.875% 0 Estimate 5.672%
Rates quoted are with 1.0% Origination Fee
Refinance Inquiry

Purchase Inquiry


30 day "Lock". Purchase or Refinance. 
This is not an offer to lend per Regulation Z. 
Rates may be slightly higher for loan amounts above $417,000,
investment property, special loan programs or high loan to value ratios.

*A.P.R.= Annual Percentage Rate
Interest Rates and A.P.R.'s are based on a $150,000 loan at 80% loan-to-value.
Rates are subject to change without notice.

This is just a sampling of our low interest rates. We offer many types of home financing.
If you have a mortgage question feel free to call or e-mail us.

Call U 850.863.4423 or 800.913.0321

Member National Association of Mortgage Brokers
"Top Gun" Mortgage Broker - Georgia Association of Mortgage Brokers 
"Top Mortgage Broker Performer" - Atlanta Business Chronicle
Florida and Georgia Licensed Residential Mortgage Broker

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